KeyAMS

Take The First Step in Financial Planning With KeyAMS

KeyAMS offers a menu of services designed to help fill in the gaps of a client’s financial plan. Before offering any strategies, KeyAMS first works to understand your needs, values and goals. All suggestions are based on what’s in your best interest. I am an independent of any particular carrier or financial product lines. My only obligations is to my clients.

Financial Planning

The financial planning process is essential for individuals and families hoping to achieve their financial goals and protect their future. KeyAMS will help guide you through this financial planning process with confidence.

I help with:

  • Driving a meaningful conversation about obstacles, values and goals.
  • Gathering and making sense of financial statements.
  • Conducting a current assessment and estimating projections.
  • Making recommendations based on data and refined goals.

Investment Management

Investment accounts come in a variety of types. I work to help clients make sense of what they have, assess if those accounts are meeting their needs, and align strategies with their risk tolerance.

I help with:

  • Current account and performance assessment.
  • Account reallocations.
  • Assessing client risk tolerance.
  • Setting up new investment accounts.
  • Rolling over accounts, such as IRAs and 401(k)s.
  • Properly naming beneficiaries.
  • Overall investment portfolio management. 


Retirement Income Planning

After decades of work and saving for retirement, you might be wondering if you are on track to make it a reality. Although KeyAMS has helped hundreds of people advance toward retirement, your situation is unique to you! KeyAMS strives to increase your financial confidence and position so you can live your retirement to the fullest.

I can help answer questions like: 

  • Do I have enough saved to retire?
  • When must I draw down funds?
  • How do my income streams work together?
  • Will taxes and inflation erode my nest egg?
  • When should I take Social Security?
  • How does an annuity offer a guaranteed income stream?

Insurance Strategies

Insurance is a form of risk mitigation and protection. Used strategically, it can help you prepare for life’s uncertainties. Insurance can leave financial resources to a spouse or children in the event of an untimely death. Disability and long-term care insurance can provide emergency income and offset healthcare and assistive living costs.


I help with:

  • Explaining the pros and cons of various life insurance types.
  • Exploring disability insurance and if it’s right for you.
  • Discussing the importance of protecting yourself from the costs of long-term care.
  • Explaining how annuities can provide a guaranteed* income stream.


*Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.

Legacy and Estate* Planning

Legacy and Estate Planning determines how best to distribute your assets and possessions to your beneficiaries and heirs. It can range from a simple to a complex process, usually requiring legal and tax assistance.

I help with:

  • Making sure beneficiaries are accurate on financial accounts and policies.
  • Sourcing suitable life insurance and annuities to meet your wishes and budget.
  • Explaining the need for wills, trusts and power of attorney documents.
  • Working with or making a referral to an estate planning attorney or CPA.

Business Planning

Many business owners and entrepreneurs are so focused on day-to-day operations that they don’t take the time needed for proper business and succession planning. Not taking this proactive step can have unintended consequences before plans are solidified. 


I help you address these critical business areas:

  • Conduct financial evaluations of your business.
  • Attract, retain and reward top talent without adding to the bottom line.
  • Identify key employee insurance needs and find the right policies.
  • Identify transfer options in case of death, disability or retirement.
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.

Download the free guide
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